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Floating vs Fixed vs Semi-Fixed Loan Interest Rates

Taking a loan is one of the biggest and most crucial decisions in life. Besides availing a loan from the bank, the red tape associated with it, and the repayment, it is significant that one should know how the interest rate is calculated. There are three such types of interest-rate loans, floating loans, fixed loans, and semi-fixed loans. We have compiled everything you need to know about floating, fixed,...

What is FMB and How to Check it

Owning land is a significant investment. Having a clear boundary is essential for peace of mind. Land surveying plays a vital role in the landscape. Surveying is a process that involves measuring a piece of land and recording its details. The FMB (Field Measurement Book) serves as a cornerstone for the process.   An FMB acts as an official record of the process. Accurate land measurement is...

Isha Homes: The rise of the empire

Isha Homes: The rise of the empire A name that has been associated with trust, quality, and also innovation in the Tamil Nadu real estate sector for more than 20 years - Isha Homes. Since our humble inception, we’ve grown to become a market leader setting standards of excellence over 3500+ satisfied families. Having built over 30+ successful projects comprising plots, houses, and apartments in multiple...

What are Patta and Chitta and how to Check them

We might have heard the terms Patta and Chitta while discussing real estate and properties. Did you know what patta and chitta are? Patta and Chitta are crucial documents in establishing and safeguarding home ownership in Tamil Nadu.   Did you know that over 90% of land documents in Tamil Nade have been digitalized as of a report from 2022? Land documentation has been made easy and transparent...

Income Tax Benefits on Home Loans

Buying a home comes with certain responsibilities, especially, if you take out a home loan. It will have a part of your income. What if we tell you that the Indian government offers some lucrative tax benefits to ease the burden of homeownership? Understanding the benefits can save you a lot of money and let you clear off the loan amount sooner than you expected.   Did you know that 25% of the...

5 Reasons Why Chennai is the Best Choice for Your Real Estate Investment

Chennai, affectionately called The Detroit of India is one of the bustling cities in India. As the fourth largest city in the country, Chennai is witnessing incredible growth. It is expected to go ever higher in the years to come. With its booming IT growth, it is attracting huge mass from all parts of the country. Which will result in increased real estate growth. Strong Economic Growth and Investment...

10 Common Myths about Living in Apartments Busted

Want to buy or live in an apartment but are too worried about the myths about living in an apartment? Read the 10 infamous myths about living in an apartment.   Living in apartments is not safe for families, they lack privacy, they are too expensive, and there won’t be a sense of community you might have heard a lot of these phrases while talking to someone about owning or living in an...

Future Developments at Poonamallee

Chennai Metro Rail Phase 2 The Chennai metro rail phase 2 plan which is part of the smart city project is all set to be completed by 2026. The project aims to enhance the city’s infrastructure thereby improving the city’s public transportation system and reducing traffic. The key feature on how it is going to help with the connectivity of Poonamallee is through corridor 4 which is a part of the phase...

Interim Budget 2024 and Its Take On Real Estate – A Complete Analysis

What is an annual budget? An annual budget is crucial in shaping the country’s economic landscape. The Finance Minister ( Mrs.Nirmala Sitharaman) presents the annual union budget. As per Article 112 of The Constitution of India, the budget is to be presented every first of February by the finance minister in the parliament.  The budget comprises fund allocation details of various sectors in the...

Having trouble deciding between 2 BHK and 3 BHK? Let Us Help You Pick

Budget How much are you willing to allocate for your dream home? Budget is a major deciding factor when it comes to choices like these. Even though you want to spend a lot on your dream, you might be restricted if you depend on loans. Because then you also need to think of the tenure, EMI amount, etc. Family size Even though millennial couples follow a nuclear family setup, Indians are known for their...

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